This fintech industry is difficult to follow. The novel and often disruptive nature of many of the technologies being commercialised has led to an influx of news. Although you may be an avid reader of my weekly news developments, you may still be forgiven for missing out on some great industry literature. With Christmas and the new year holidays fast approaching, many of us will hit the road to celebrate with friends and family, traveling many miles between destinations. To make best use of that downtime, here are a few great publications from the past few months to keep you company on your journeys:
1 - "The rise of FinTech in China: Redefining financial services"
by Ernst & Young and DBS
As the global leader in e-commerce and digital penetration, China is well placed to overtake western countries as the fintech market leader. A great look on how and why the Chinese market is adopting fintech products, industries that are being disrupted and aspirations for global expansion.
2 - "The Digital Asset Platform Non-technical White Paper"
by Digital Asset Holdings.
Confidentiality of information remains a major obstacle to blockchain adoption. Members of a blockchain referred to as nodes hesitate to share data among themselves. Digital Asset Holdings, a major fintech startup headed by former JP Morgan exec Blythe Masters, appears to have a solution to this dilemma as it explains in this whitepaper.
3 - "Can smart contracts be legally binding contracts?"
by Norton Rose Fulbright LLP and R3.
A deep dive into the legal aspects of smart contracts. The paper addresses topics such as the binding effect of smart contracts, potential enforcement issues in case things go awry along with the legal standing in select jurisdictions.
4 - "The Pulse of Fintech – Q3 2016"
by KPMG and CB Insights
Get a glimpse of where and how venture capitalists are deploying their funds in the fintech space. For Q3 2016, the total value and number of transactions decreased, Asia continued its ascent led by investments in China, the UK saw funding reduced perhaps due to Brexit fears and the US suffered from uncertainty related to the presidential elections.
5 - "FinTech, RegTech and the Reconceptualization of Financial Regulation"
by Douglas W. Arner, Janos Nathan Barberis and Ross P. Buckley
A look at the increasing regulatory burden placed on financial markets and institutions, how regulatory technologies are being used to address them and the benefits to both the industry and regulators.
Merry Christmas and happy holidays!
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